Do You Understand The Importance Of Horse Insurance?

   
       
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"Four Things You Need to Train Your Horse," from my FREE monthly newsletter

From the Young Horse Training Series:

"Training a horse is pretty simple. It's four things: motivator, spot, direction, reward. That's all training a horse is. First, motivation. Do you have a job? What if I asked you to quit your job? What if I said I was going to hire you and give you two bucks an hour. Would you do it? Working with a horse is very similar. You're asking the horse to quit his job and come work for you. His job as you begin training is to get out of that arena as fast as he can, or to get back to that stall or to a buddy horse or find food. They have all kinds of jobs – and their jobs keep changing.

Our job is to create a motivator that causes the horse to quit his job and come work for us. Quit trying to get out of the gate; quit trying to get to the other horse. Quit trying to pick up your left lead and come work for me. Some horses you can hire for two bucks an hour and some will cost you forty. That's just the way it happens. Some horses you really gotta motivate; you gotta say, "No, I really want you to come work for me.""

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From John Lyons Trainer Keith Hosman

 
 

Round Pen First Steps
A Downloadable Book

A sample from Day 1:

"If the horse just stalls out, (slows down, perhaps stopping dead) then move to your right, concentrate on the hips, driving them forward. Ask the horse to move off (again to the left) and take a quick beat before asking for the inside turn again.

Oftentimes, the inside turn can be a real pain to get at first. If you're really having difficulty at this, then the odds are excellent that simply changing the way you carry your hips will help out. Again, carry your hips sideways, don't walk directly at the horse's neck when you want him to turn in. (You walk directly at the head when you want an outside turn.) It will also speed things up immeasurably the quicker you are with your corrections. If the horse turns outside, (when you're thinking "inside") jump like you've been shocked to get him going back the correct way. Finally, pay attention to how fast you "back off" when your horse does something right. Anytime he completes the inside turn correctly, for example, it'll help for you to release your pressure immediately and walk away.

When your horse will consistently turn in toward the center going one direction, it's time to reverse things: Get your inside turns consistently moving the opposite direction before moving on."

- Print out from home
- 5 Days, 5 chapters
- Learn at your own pace

Just $5.99

For more info:
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Available Downloads:
"Stop Bucking"
"Rein/Speed" (for Nervous Horse Owners)
"Round Pen First Steps"
"Trailer Training"

 

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Horse and Rider Insurance

 
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"Do You Understand The Importance Of Horse Insurance?"
By Sammy Kay
A number of terrible things have happened to horses I have known or worked with. Blaze escaped from her paddock and wandered onto the road, where she was hit by a truck coming over the hill suddenly and was killed. Sultan caught himself on a piece of barbed wire that cut him from fetlock to withers. April suddenly dropped dead.

All of these situations led to heartache and a lot of expense. While no amount of money can really ease the pain if a beloved horse dies or suffers injury, horse insurance can do something to ease your financial loss. Of course, prevention is better than compensation. Good attention to fencing would have saved Sultan from a painful injury and saved Blaze's life.

Checking a field used for grazing to ensure that no poisonous plants are growing there is also very important. While horse insurance can offer you a lot of peace of mind, it is no substitute for taking commonsense precautions. That being said, horses are natural jumpers and we all know that accidents happen in life. Illness and injury are common tragedies.

Horse insurance, as the name suggests, is a form of insurance policy that makes sure that you will receive some compensation should a tragedy - or other unwanted occurrence - happen to your horse, whether the horse was bought for business or pleasure. But not all horse insurance policies are the same. Cover in the case of death is the most common form of horse insurance, but other policies are available.

Possible policies can cover major veterinary bills in the case of serious injury, as happened to Sultan; loss of use, where a percentage is paid if a horse is permanently prevented from working the way you intended it to (e.g. a showjumper or racehorse); surgery (e.g. for colic), or breeding infertility to cover broodmares and/or stud stallions for reproductive failure. Other policies can give you cover in the case of lightning, fire, theft, etc.

It is very important to talk through all aspects of horse insurance with your insurance broker before signing a policy. You will want to know what the fine print covers before the stress of an emergency situation. Make sure you make a list of any questions you want to ask your agent and be prepared to define your needs exactly.

Ask your agent to explain any parts of the policy that you do not understand, and any difficult words. Insurance agencies may often require certification or other action from a veterinary surgeon for a claim to be validated. You will also need to know what action is required from you in order to make and/or validate your claim. It is also important to find out how to ensure your claim is valid if your horse, for some unfortunate reason, needs to be "put down" or euthanased.

As with all forms of insurance, it is important to shop around and find the horse insurance policy that works best for you and gives you the cover that you need.

About the Author: For more information on horses, try visiting http://www.interestinghorses.com - a website that specializes in providing horse related tips, advice and resources including information on horse insurance.

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Horse Owning: Horse and Rider Insurance, advice for the horse owner provided by John Lyons Certified Trainer Keith Hosman

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